SERVICES
Earned Wage Access
Give yourself & your
employees peace of mind
Employee Can Advance up to 50% of their pay at anytime!
Reduction in Employee turnover & hardship
Zero Cost to Employer - No Interest & No Monthly Subscriptions
Rollout in as little as 3 weeks start to finish
Heartwood Advisors’ Pay Any-Day Preferred Partner enables employees to access their earned wages between pay periods and use of the Pay Any-Day Digital Account with Earnings Credit and a Visa® Debit Card, Online Bill Pay, and P2P Payments in the US including Puerto Rico!
How We Evolve Your Company:
- More flexible paydays
- Option to have their pay automatically deposited (“streaming pay”) into their bank accounts as they earn it
- Increase employee Retention rates
- Digital Bank Account with access to worldwide ATMs
REAL RESULTS
Case Study
A Dunkin’ Franchise Owner’s Results of implementing our Pay Any-Day Product:
- Retained over 60% of workforce by combining initiatives including the Pay Any-Day Product
- Achieved a cost savings of over $350,000/yr in new hire & training related costs
- Succeeded in hiring and retaining workers during the Covid Government Stimulus time period
- Converted 95% of Employees from payroll checks to the Pay Any-Day Digital Account
- Eliminated most check processing and distribution costs saving over $2,000 per month
- Provided a compelling Financial Wellness Benefit proven to increase worker morale
I had an unexpected emergency medical situation with my daughter. It was nice to be able to tap into my earned wages to cover that expense, as I was short right before payday…love this product.
— Employee
PUTTING EMPLOYEES FIRST
HOW PAY ANY DAY HELPS
Putting your employees first by allowing them access to their pay when & how they need helps keep them safe, happy, and a productive member of your team!
%
of Americans live paycheck to paycheck
%
have less than $400 saved for emergencies
%
says financial worries impact their health
%
reduction in employee turnover
ONE SERVICE
EVERYONE WINS
Employees & Employers all benefit from our pay and day service & digital banking!
Employer Benefits
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EMPLOYEE PEACE OF MIND
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EMPLOYEE RETENTION
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ZERO COST TO EMPLOYERS
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NEW HIRE INCENTIVE
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BRANDED EMPLOYER PORTAL
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VISA® REWARD CARDS
Consumer Benefits
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INSTANT ACCESS TO EARNINGS
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ACCOUNT WITH EARNINGS CREDIT
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VISA® DEBIT CARD
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BILL PAY
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SEND MONEY
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VISA® GIFT CARDS
F.A.Q.
Common Questions
How will this affect my payroll and cash flow?
Our Pay Any-Day feature and our Digital Account have no impact on your existing payroll cycle or free cash flow.
Is this really just a loan?
No. Pay Any-Day is an advance – NOT a loan. We advance the earned pay to your employees and we accept any risk associated with that transaction. Your company assumes no liability or risk.
I really need this but I probably don’t have enough employees.
There is no minimum employer size.
We already pay weekly. Why do we need this?
If you offer a Financial Wellness Benefit that allows Employees access to up to 50% of their pay between pay cycles at no cost to you (the Employer), you may also be able to move to 2 week pay periods. This could allow you to reduce your monthly costs for payroll administration, funds movement, and better manage cash flow.
Do you have a Spanish version for the Digital Account?
We sure do! When employees click SIGN UP they will see an American Flag at the bottom of the page, click on it to select English or Spanish. Once they have an account they can also go to MY PROFILE and select English or Spanish.
This will really help my employees! How much is this going to cost me?
There is zero cost to the employer for our Pay Any-Day service. The service provides Pay Any-Day advances, and recoups funds when payroll is direct deposited to the Employee’s Account
But, will my suppliers accept virtual card payments?
Our solution provider confirms if your suppliers already accept card payments and will contact them to illustrate the benefits of converting from check payments to cards.
This is great! How do I get started?
You provide us with employee pay rates and hours worked. Onboarding employees usually takes just a few weeks. Learn how we can assist with your employee benefits and beyond with our financial services suite of products.
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